Life Care Planning
Since the early 1990’s RSA has developed
Life Care Plans that project the specific
long-term needs and associated costs of care
and goods for individuals with catastrophic
injuries, life-altering disabilities, and
A Life Care Plan has been defined as
“dynamic document based upon published
standards of practice, comprehensive
assessment, data analysis and research which
provides an organized concise plan for
current and future needs with associated
costs for individuals who have experienced
catastrophic injury or have chronic health
care needs” (Weed, 2004).
RSA Life Care Plans are carefully developed
using accepted, defensible methodology.
Review of medical records and other
documentation, client/family interviews,
home assessments, consultative input, and
identification and costs of available
resources to meet identified needs are
central elements to life care planning
RSA Life Care Plans comprehensively detail
the costs associated with the goods and
services to be required over the lifetime of
an individual with a catastrophic disability
including possible items from the following
Non-physician evaluations such as Physical
and/or occupational therapy evaluations;
driver evaluations; psychological
evaluations; recreational evaluations, etc.
Projected Therapies: Physical
and/or occupational therapy; mental health
counseling; case management, etc.
including neuropsychological, vocational
evaluation, and in the case of children,
psycho-educational testing, educational
Wheelchairs / Mobility /
Maintenance / Accessories: manual
chairs, power chairs, shower chairs,
backup shares, cushions, batteries etc.
Prosthetics: repair, maintenance, and
and/or Other Durable Medical Equipment:
walkers, canes, crutches, bath chairs,
lifts, cushions, etc...
Aids for Independent
Function: adaptive cutlery, one-handed
keyboards, augmentative communication,
voice activated software, environmental
control systems, etc.
Home Furnishing and
Accessories: specialty beds and
mattresses, patient lifts, bath
bench/chair, lift chair, etc.
Medication and Supplies:
prescription and nonprescription drugs
such as anti-depressants, pain
medication, over-the-counter medications
(Advil, Tylenol), catheters, bowel or
bladder program supplies, disposable
gloves, diapers, crutch tips, etc.
Home and/or Facility
Care: personal assistance services, home
health care needs, etc.
Routine Future Medical
Care: physiatrist, orthopedics, plastic
surgeon, urologist, primary care, etc.
Surgeries, Treatment of Complications:
functional electrical stimulation,
decubitus ulcer closure, scar removal,
tendon releases, revision surgery for
boney growths, inpatient pain management
and Home Modification: accessibility
evaluations, bathroom modifications for
safety and accessibility, entry/egress
accessibility, ramps, kitchen
Health and Strength
Maintenance: specialty recreation needs,
hunting and fishing adaptive equipment,
card shuffler, card holder, outriggers
for snow skiing, exercise equipment,
health club memberships, etc.
Vehicle Modifications: hand controls,
left foot extender, wheelchair
lockdowns, accessible van with
wheelchair lift, etc.
Services/Education Plan vocational
counseling, vocational rehabilitation
case management, job placement, job
coaching, vocational training programs,
Since each Life Care Plan is
individualized based upon the needs of a
particular individual, not every area
outlined above would be relevant for a
How are Life Care Plans used?
Life Care Plans can be helpful in several
Plaintiff and defense
attorneys use life care plans to assist
in understanding and communicating
general damages in catastrophic injury
Insurance companies use
life care plans in planning cost and
payout time frames for insured.
Individuals and families
use life care plans to help with
planning, resource identification, and
health care-related money management.
Jack is one of 860 Certified
Life Care Planners (CLCP) in the United
States and has testified in depositions,
courtrooms and mediations regarding the
plans he has developed.
All RSA services are provided within
an objective and ethical framework for
individuals, insurers, and plaintiff and